Rendimório learns your company's risk profile and automatically allocates available cash between low-risk alternatives, adjusting decisions as the Brazilian market moves.
Aimed at financial directors and businesspeople who need to transform manual spreadsheets into continuous and monitored decisions.
Most Brazilian companies concentrate cash in low-paying accounts because analyzing alternatives requires time that the finance team does not have. The result is a silent opportunity cost, accruing month after month.
Manual spreadsheets work up to a certain volume of data. After that, interest rate volatility and the variety of instruments available on the market make manual updating too slow to keep up with changes in the scenario.
Resources held without an allocation strategy no longer generate a return compatible with the risk that the company is already willing to accept. The difference between maintaining the current standard and adopting a data-driven allocation tends to grow over time, especially in high interest rate scenarios.
Instead of static recommendations, the system constantly reevaluates market conditions and the company's financial behavior, refining its decisions as the business evolves.
Connects to the company's cash movements and financial history, consolidating information that is currently scattered across spreadsheets and statements.
Interprets past decisions and stated constraints to build a business-specific risk tolerance profile, not a generic model.
Apply predictive analysis on liquidity and interest scenarios to identify allocation windows compatible with the defined profile.
Moves idle capital according to approved parameters, with continuous learning that adjusts the model as the company grows.
Each feature was designed to reduce improvised decisions and replace them with monitored processes.
The adoption of any automated decision system depends on clear guarantees about how data is handled. Rendimório was built with this requirement as a starting point, not as a later addition.
Start by defining your company's risk profile. From then on, Rendimório takes over the continuous analysis of available cash, keeping you informed about each movement.